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Types of Insurance

Everything You Need

Life Insurance

Life insurance is a contract between an individual and an insurance company, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person, or after a specified period. The primary purpose of life insurance is to provide financial security to the insured's dependents in the event of their untimely death. Additionally, certain life insurance policies can serve as investment tools, offering savings and investment components alongside death benefits.

Health Insurance

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It can also cover preventive care, routine check-ups, and treatment for chronic illnesses. The primary goal of health insurance is to ensure that individuals have access to necessary medical care without the burden of high out-of-pocket costs. Health insurance policies can be tailored to cover individuals, families, or groups, and they typically include coverage for hospitalization, doctor consultations, prescription medications, and more.

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General Insurance

General insurance is a category of insurance policies designed to protect individuals and businesses from potential financial losses that arise from various unforeseen events and circumstances, excluding life. Unlike life insurance, which provides a payout upon the death of the insured or after a set period, general insurance covers a wide range of risks including property damage, liability, travel mishaps, and more. The primary objective of general insurance is to mitigate financial losses and provide compensation for damages or losses incurred.

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